These terms and conditions govern the referral program (“Program”) offered by Easyterms Ltd. (“Company”) and apply to the referring customer (“Referrer”) and the newly referred customer (“Referee”).

A referral is deemed valid only when all the following conditions are met:

2.1. To participate in the referral program, the Referee must use the Referrer's unique referral link when registering. The Referrer can provide this link by either: (a) submitting the Referee's email address through the 'Refer a Friend' section, or (b) directly sharing their unique referral link with the Referee through email or other means. Referrals not made through an active referral link will not qualify for rewards.

2.2. The Referee has not held an active account with the Company within the 12 months preceding the referral date.

2.3. The Referrer and Referee must be separate individuals.

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2.4. The Referee’s loan application is approved, and a loan with a minimum value of $1,000 is successfully disbursed.

3.1. For each valid referral, the Referrer and Referee will each receive a reward of $50, paid via bank transfer.

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3.2. There is no cap on the number of referrals a Referrer may make.

4.1. The Company reserves the right to withhold rewards if it reasonably suspects fraudulent or abusive behavior.

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4.2. The Company retains sole discretion in determining the validity of referrals.

Employees of the Company and their immediate family members are not eligible to participate in the Program.

All decisions made by the Company in relation to the Program, including eligibility and rewards, are final and binding.