Do I Qualify?
Government Employee
1
You're permanent and pensionable
2
You're employed with your respective department for a year or more

Government Contract Employee
1
You're employed with your current employer for at least 3 years or more
2
You're employed full time
3
You're able to pay via salary deduction
4
You're able to provide us with a pay slip
5
You must take home at least 50% of your salary after all deductions
Private Sector Employee
1
You're employed with your current employer for at least 3 years or more
2
You're employed full time and are permanent
3
You're able to pay via salary deduction
4
You're able to provide us with a pay slip
5
You must take home at least 50% of your salary after all deductions
6
Your employer must employ at least 5 people and have maintained their business license for at least 5 years
Self-Employed?
!
Unfortunately, we do not offer loans to self-employed individuals
Required Documents
1
Up to date job letter
2
Pay slips showing latest month's salary
3
NIB Smartcard
4
Either a voters card or a passport and a bill in your name
5
You must take home at least 50% of your salary after all deductions
Additional Documents for Private Sector Employees
1
Copy of employer business license