Frequently Asked Questions

I work for a private company, can I apply for an Easy Payday Loan?


No. You must be a permanent and pensionable government employee.




I am a government employee, how do I qualify for an Easy Payday Loan?


You must be a permanent and pensionable government employee who has been employed for two (2) years or more. You must also take home 25% or more of your monthly salary after all deductions inclusive of the potential Easy Payday loan in order to qualify.




How long does it take before I am approved for an Easy Payday Loan?


Eligible applicants will be approved on the spot.




How much money can I borrow from Easy Payday Loans?


We offer loans from $500 to $7500.00 for new customers and up to $25,000 for existing/previous customers.




How do I apply for an Easy Payday Loan?


Visit our office at 72 University Drive to begin the loan application process. Visit our website to apply https://www.easypayday.info/apply-now




What documents do I need when applying for an Easy Payday Loan?


Recent Pay Slip Job Letter NIB Card Passport or Voters Card Proof of address (current utility bill or voters card with current address)




What is the interest rate on Easy Payday Loans?


The interest rate on an Easy Payday Loan is 19%.




What is the term of the loan?


The term ranges from 6-120 months.




Will I get paid when I refer a friend?


Yes, you will be paid $100 when your friend is approved for a loan of $2,000 or more.




What is the process for consolidation?


Please contact our office for details at 603.0200




Can I top-up an existing loan and maintain the same payment?


Yes you can top-up your loan and maintain the same payment if your loan has been paid down sufficiently. However, this would extend the term of the loan.




I am eligible to borrow up to what age?


All loans must be satisfied five (5) years prior to your retirement age.